Choosing responsible investment

Positive results for your clients and everyone's planet

30 years of making an impact

We've been offering responsible investment (RI) for more than 30 years. We're committed to driving positive impacts on society and the environment while striving to achieve financial results. As the first financial institution in Canada to offer a wide range of RI solutions, we lead the RI industry with more than 30 investment products1. You can trust our expertise to help your clients be part of the solution for a better world.

Funds that stand out!

A lever for change

A full 78% of Canadian investors who are interested in RI expect to be informed about the concrete impacts their investments can have on society and the environment6. Our excellence and innovation in communicating these impacts make them easy to understand and meaningful for you and your clients.

Learn more about the concrete impacts of businesses that make up our Desjardins SocieTerra funds

Develop your expertise with us

You're as important to us as your clients are to you, which is why we support you with effective tools to deliver compelling solutions for your practice and your clients' portfolios.

Speak confidently to your clients about responsible investment.

Learn more about RI

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  • Based on internal monitoring as at March 31, 2022. May change without notice.
  • Source: Baillie Gifford Overseas Limited. The contributions are based on the annual impact of the assets held in the Desjardins SocieTerra Positive Change Fund portfolio on December 31, 2020. For those holdings that have been in the portfolio for less than the full year, no attempt has been made to pro-rate the contribution. However, as we have a time horizon and aim to invest in our holdings for five to ten years or longer, portfolio turnover will be low. Headline Impact Data, while providing an indication of the impact of the portfolio, are vulnerable to inconsistencies. This may be due to underlying assumptions. How companies measure and report is not always uniform and, in some cases, requires conversion to allow for aggregation across the portfolio. Where information is not available, we do not include a company's contribution within the Headline Impact Data snapshot.
  • Morningstar. [on-line].
    Performance report: Desjardins SocieTerra Positive Change Fund–F. [cited July 8, 2022].
    Performance report: Desjardins SocieTerra Cleantech Fund–F. [cited July 8, 2022].
    Performance report: Desjardins SocieTerra American Equity–F [cited July 8, 2022].
    Calculation based on Morningstar data as of June 30, 2022 (F Class). Annualized performance. The Morningstar Risk-Adjusted Return relates the risk-adjusted performance of a fund to its peers with the same CIFSC (Canadian Investment Funds Standards Committee) fund category for the period ended as noted and is subject to change monthly. Therefore, fund ranking is subject to change monthly.
  • Source: Impax Asset Management Limited. The strategy's past performance does not guarantee future performance. Impact of CA$10 million invested in the strategy for one year. Based on the most recently published annual environmental data for Desjardins SocieTerra Cleantech Fund holdings on December 31, 2020. The impact methodology used by Impax is based on the company's net value.
    The information in this document is provided solely for illustration and discussion purposes and may be changed without warning. The information and any opinions contained in this document have been compiled in good faith, but no representation or warranty, express or implied, is made to their accuracy, completeness or correctness. Impax, its officers, employees, representatives and agents expressly advise that they shall not be liable in any respect whatsoever for any loss or damage, whether direct, indirect, consequential or otherwise however arising (whether in negligence or otherwise) out of or in connection with the contents of or any omissions from this document. This document does not constitute an offer to sell, purchase, subscribe for or otherwise invest in units or shares of any fund managed by Impax.
  • Results as at December 31, 2020, calculated using data from MSCI ESG ©2021 MSCI ESG Research LLC. Reproduced by permission; no further distribution. This report contains certain information (the “Information”) sourced from MSCI ESG Research LLC, or its affiliates or information providers (the “ESG Parties”). The Information may only be used for your individual use as an investor, may not be reproduced or re disseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. Although they obtain information from sources they consider reliable, none of the ESG Parties warrants or guarantees the originality, accuracy and/or completeness, of any data herein and they expressly disclaim all express or implied warranties, including those of merchantability and fitness for a particular purpose. None of the information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. None of the ESG Parties shall have any liability for any errors or omissions in connection with any data herein, or any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages.
  • Desjardins. Étude 2020 sur l'investissement responsable. Research and Innovation Department, December 2020. [SOM Investor Web Survey for Desjardins Investment inc., held with 2,864 Canadian respondents. The margin of error is ± 2.6%, 19 times out of 20]. [internal document].

The Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. The indicated rates of return are the historical annual compounded total returns as indicated in this document including changes in securities value and reinvestment of all distributions and do not consider sales, redemption, distribution or other optional charges, or income taxes payable by any securityholder, that would have reduced returns. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The Desjardins Funds are offered by registered dealers.

© 2021 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

Investments that work toward a better world

Beyond financial impacts

Investing responsibly means using your savings as a lever for change and making a positive contribution to society and the planet. Our 30-year responsible investment experience has led us to create diversified products, allowing you to be part of the solution for a better future, without comprising returns.

Concrete results

Our expertise can take you where you want to go. In addition to offering you a large array of investment funds focused on positive returns, we promise to provide you with concrete results of the impact that your investments are having on society and the planet. It's our way of showing you the added value of your investments, and the impact that you can have by investing in certain companies.

Your investments can have a real impact on:

  • The environment, through a reduction in CO² emissions
  • Society, through recycling
  • Business governance, with greater representation of women on boards of directors compared to other companies

Learn more about responsible investment benefits

An approach based on 3 game-changing criteria

Responsible investing prioritizes companies that adapt their practices to environmental, social and governance (ESG) criteria to meet the challenges of the global economy.

In addition to applying to certain financial products, these criteria steer business decisions and define the way the business is run.

  1. The Environment Environmental factors include biodiversity, climate change and water management.
  2. Social Social factors involve issues such as social justice, human rights and labour rights.
  3. Governance Company governance criteria include the diversity and independence of boards of directors, compensation for managers and rights of shareholders.

Learn more about responsible investing - External link. This link will open in a new window.

Learn more about the companies that make up our responsible investment portfolios

4 reasons to consider responsible investing

  1. Comparable returns

    Potential RI returns are just as good, and sometimes better, than those of traditional investments. You don't need to sacrifice returns to stay true to your values1.

  2. Less risk

    RI tends to decrease risk. Several studies have shown that companies that value ESG criteria are better equipped to manage risk, which potentially increases returns.

  3. A proven history

    The first RI fund was created in Europe in 1965. Today, RI represents more than 61.8% of Canadian investments2.

  4. Diversified investments

    You have access to all main asset categories, including high-yield bond funds, emerging markets and small and mid-cap companies.

Our difference

Our expertise can take you where you want to go. We have the widest range of responsible investment products in Canada. You can count on our team of specialists to make a difference while managing your portfolio and investments, aiming for the best possible returns.

  • 25+ savings products: The most sophisticated offer on the Canadian market.
  • Leader: 1st environmental RI fund launched in 1990
  • A roadmap with concrete results
  • Nonstop innovation–first of its kind in Canada
  • Annual report on fund's financial and extra-financial results

Discover our funds

Learn more about our responsible investment policy (PDF, 535 KB) - External link. This link will open in a new window.