Think even bigger for your clients' portfolios
Fine tune your clients’ portfolios with innovative, distinctive investment solutions not tipically found in traditional portfolios.
Offer your clients Desjardins Structured Notes, a smart way to diversify and meet a variety of needs.
Notes designed to provide income payments may also be available.
Customized notes
Work with our specialists to structure your own note and:
For more information, please contact your regional sales director
Our seasoned team has over 25 years of experience developing structured products, a category that includes structured notes.
Best House, Canada Award
By SRP Americas Awards1 in 2022
Best Private Bank and Best Sales, Canada Awards
By SPi Canada 2022 Awards for Excellence2
These awards include Desjardins Market-Linked Guaranteed Investments and Desjardins Structured Notes.
Quarter of market share3
Desjardins holds more than 25% of the structured product market share in Canada.
Solidly anchored in the industry
Our stability is recognized by credit rating agencies. See our credit ratings - External link. Opens in a new window..
Desjardins Principal Protected Notes Leaflet - This link will open a new window.
Desjardins Principal Protected Notes Leaflet (print version) - This link will open a new window.
Spotlight on two principal-protected products - This link will open a new window.
Desjardins Principal Protected Notes Advisor Guide - This link will open a new window.
Desjardins Principal Protected Notes Advisor Leaflet - This link will open a new window.
An investment in principal protected notes (PPNs) may not be suitable for all investors. Important information about principal protected notes is contained in the Information Statement and the Oral Disclosure Document of each note. Investors are strongly encouraged to carefully read this documentation related to a note issuance before investing and to discuss the suitability of an investment in the notes with their investment advisor or dealer representative before making a decision. The documentation related to a notes issuance in particular is available on the summary page of that issuance. In the event of any inconsistencies or conflicts between this document and the Information Statement, the Information Statement governs. The offering and sale of notes may be prohibited or restricted by laws in certain jurisdictions in Canada and notes are not offered for sale outside Canada. Notes may only be purchased in the jurisdictions where they may be lawfully offered for sale and only through individuals duly registered and authorized to sell them. Past performance is not indicative of future performance. The return on principal protected notes is dependent on the change (which may be positive or negative) in value of the underlying assets during the term of the note and it is possible that there may be no interest payable to the investor. The return on a note cannot be established before maturity. Some notes may be subject to caps, participation rates and other limits which feed through to performance. The full principal amount of a principal protected note will be repaid at maturity only. An investment in notes is subject to certain risk factors. Please read the Information Statement and Oral Disclosure Document for complete details, including the precise formula for determining return on a note.
An investment in Non-principal protected notes (NPPNs) may not be suitable for all investors. The Notes differ from conventional debt and fixed income investments; repayment of the entire principal amount is not guaranteed (other than a minimum of 1% of the Principal Amount) and will be at risk. As a result, you could lose substantially all your investment in the Notes. The Notes entail downside risk and are not designed to be alternatives to conventional debt or fixed income investments or money market instruments. Important information about Non-principal protected notes is contained in the Base Shelf Prospectus, the Prospectus Supplement and the Pricing Supplement (collectively, the “Prospectus”) of the notes. Investors are strongly encouraged to carefully read this documentation related to a note issuance before investing and to discuss the suitability of an investment in the notes with their investment advisor or dealer representative before making a decision. The documentation related to a notes issuance in particular is available on the summary page of that issuance. In the event of any inconsistencies or conflicts between this document and the Prospectus, the Prospectus govern. The offering and sale of notes may be prohibited or restricted by laws in certain jurisdictions in Canada and notes are not offered for sale outside Canada. Notes may only be purchased in the jurisdictions where they may be lawfully offered for sale and only through individuals duly registered and authorized to sell them. Past performance is not indicative of future performance. The return on Non-principal protected notes is dependent on the change (which may be positive or negative) in value of the underlying assets during the term of the note and it is possible that there may be no interest payable to the investor. The return on a note cannot be established before maturity. Some notes may be subject to caps, thresholds, participation rates and other charasteristics which may be reflected in the performance. Since the Notes are not protected and the Principal Amount will be at risk, it is possible that you could lose some or substantially all of your original investment in the Notes. An investment in notes is subject to certain risk factors. Please read the Prospectus for complete details, including the precise formula for determining return on a note.
The PPNs and NPPNs (collectively, the Notes) will not constitute deposits that are insured under the Deposit Institutions and Deposit Protection Act (Québec), the Canada Deposit Insurance Corporation Act or under any other deposit insurance regime.