Discover Desjardins Structured Notes

Think even bigger for your clients portfolios

Think outside the box with Desjardins Structured Notes

Fine tune your clients’ portfolios with innovative, distinctive investment solutions not tipically found in traditional portfolios.

Offer your clients Desjardins Structured Notes, a smart way to diversify and meet a variety of needs.

A range of possibilities

Principal protected notes (PPNs)

  • Attractive market-linked return potential
  • Principal 100% guaranteed at maturity
See our current PPN issues

Non-principal protected notes (NPPNs) - New

  • Enhanced market-linked return potential
  • A range of contingent principal protection levels at maturity
See our current NPPN issues

Notes designed to provide income payments may also be available.

Can’t find what you’re looking for? Opt for a customized solution!

Customized notes

Work with our specialists to structure your own note and:

  • Meet your clients' specific needs and requirements
  • Choose from among a wide range of customizable features, including ESG criteria
  • Benefit from our team’s proximity commitment

For more information, please contact your regional sales director

Canada's leader in structured products

Our seasoned team has over 23 years of experience developing structured products.

  • Opening Avenues of Diversification Award

    By MTN-i Americas1 in 2020 in the Investor Solutions category

  • Best House, Canada Award

    By SRP Americas Awards2 in 2020

Learn more about our awards

See all our current issues

Want to speak to a regional sales director about our investment solutions?

See the full list of regional sales directors

(For advisor use only)

  1. Desjardins Principal Protected Notes earned the Opening Avenues of Diversification award in the Investor Solutions category from MTN-i Americas at its 14th Americas Structured Note Awards. MTN-i 2020 Americas Structured Note Showcase & Awards - External link. Opens in a new window.
  2. Desjardins earned the Best House, Canada award at the 9th edition of the Structured Retail Products Americas Awards. SRP Americas Awards 2020 - External link. Opens in a new window.
  3. Investor Economics. Retail Brokage and Distribution Report - Canada. - External link. Opens in a new window. Strategic Insight: SI Research, Winter 2019. April 2019. [cited April 6, 2021].

An investment in principal protected notes (PPNs) may not be suitable for all investors. Important information about principal protected notes is contained in the Information Statement and the Oral Disclosure Document of each note. Investors are strongly encouraged to carefully read this documentation related to a note issuance before investing and to discuss the suitability of an investment in the notes with their investment advisor or dealer representative before making a decision. The documentation related to a notes issuance in particular is available on the summary page of that issuance. In the event of any inconsistencies or conflicts between this document and the Information Statement, the Information Statement governs. The offering and sale of notes may be prohibited or restricted by laws in certain jurisdictions in Canada and notes are not offered for sale outside Canada. Notes may only be purchased in the jurisdictions where they may be lawfully offered for sale and only through individuals duly registered and authorized to sell them. Past performance is not indicative of future performance. The return on principal protected notes is dependent on the change (which may be positive or negative) in value of the underlying assets during the term of the note and it is possible that there may be no interest payable to the investor. The return on a note cannot be established before maturity. Some notes may be subject to caps, participation rates and other limits which feed through to performance. The full principal amount of a principal protected note will be repaid at maturity only. An investment in notes is subject to certain risk factors. Please read the Information Statement and Oral Disclosure Document for complete details, including the precise formula for determining return on a note.

An investment in Non-principal protected notes (NPPNs) may not be suitable for all investors. The Notes differ from conventional debt and fixed income investments; repayment of the entire principal amount is not guaranteed (other than a minimum of 1% of the Principal Amount) and will be at risk. As a result, you could lose substantially all your investment in the Notes. The Notes entail downside risk and are not designed to be alternatives to conventional debt or fixed income investments or money market instruments. Important information about Non-principal protected notes is contained in the Base Shelf Prospectus, the Prospectus Supplement and the Pricing Supplement (collectively, the “Prospectus”) of the notes. Investors are strongly encouraged to carefully read this documentation related to a note issuance before investing and to discuss the suitability of an investment in the notes with their investment advisor or dealer representative before making a decision. The documentation related to a notes issuance in particular is available on the summary page of that issuance. In the event of any inconsistencies or conflicts between this document and the Prospectus, the Prospectus govern. The offering and sale of notes may be prohibited or restricted by laws in certain jurisdictions in Canada and notes are not offered for sale outside Canada. Notes may only be purchased in the jurisdictions where they may be lawfully offered for sale and only through individuals duly registered and authorized to sell them. Past performance is not indicative of future performance. The return on Non-principal protected notes is dependent on the change (which may be positive or negative) in value of the underlying assets during the term of the note and it is possible that there may be no interest payable to the investor. The return on a note cannot be established before maturity. Some notes may be subject to caps, thresholds, participation rates and other charasteristics which may be reflected in the performance. Since the Notes are not protected and the Principal Amount will be at risk, it is possible that you could lose some or substantially all of your original investment in the Notes. An investment in notes is subject to certain risk factors. Please read the Prospectus for complete details, including the precise formula for determining return on a note.

The PPNs and NPPNs (collectively, the Notes) will not constitute deposits that are insured under the Deposit Institutions and Deposit Protection Act (Québec), the Canada Deposit Insurance Corporation Act or under any other deposit insurance regime.